The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) has become one of the central pillars of the Indian government’s support for farmers. Launched to provide direct financial assistance to eligible farmers across the country, this scheme ensures that small and marginal farmers receive monetary aid directly into their bank accounts.
With the 20th installment expected to be released by June 5, 2025, nearly 10 crore farmers are likely to ben
efit. However, farmers must fulfil certain eligibility criteria and complete mandatory steps to ensure they receive the payment.
Quick Summary
| Details | Information |
|---|---|
| Scheme Name | PM Kisan Samman Nidhi Yojana |
| 20th Installment Release Date | Expected by June 5, 2025 |
| Installment Amount | ₹2,000 |
| Total Annual Benefit | ₹6,000 (in three installments of ₹2,000 each) |
| Eligible Beneficiaries | Small and marginal farmers |
| Official Website | https://pmkisan.gov.in |
What Is PM Kisan Samman Nidhi Yojana?
The PM-KISAN scheme, launched in 2019, is a central sector initiative that provides income support to all landholding farmer families in India. Eligible farmers receive ₹6,000 annually, distributed in three equal instalments of ₹2,000 each.
The objective is to supplement the financial needs of farmers in procuring various inputs for crop production, ensuring better crop health and proper yields.
When Will the 20th Installment Be Released?
As per current expectations, the 20th installment is likely to be released by June 5, 2025. This timeline aligns with the government’s typical schedule of providing one installment every four months.
Farmers who have completed all the required formalities, including e-KYC and land verification, will receive the ₹2,000 amount directly into their bank accounts.
What Must Farmers Do to Receive the 20th Installment?
Many farmers miss out on their installment because they fail to complete basic but essential tasks. To avoid delays or missed payments, farmers should ensure they’ve done the following:
1. Complete e-KYC
The government has made e-KYC (electronic Know Your Customer) mandatory to prevent fraud and ensure funds go to genuine beneficiaries.
Here’s how to complete it:
- Visit the official portal: https://pmkisan.gov.in
- Click on the ‘e-KYC’ option on the homepage.
- Enter your Aadhaar number.
- An OTP (One Time Password) will be sent to your registered mobile number.
- Enter the OTP and click Submit.
Once this is done, your e-KYC process will be complete.
2. Land Record Verification
For first-time applicants, or if your records have changed recently, land verification is crucial. This step confirms the ownership or lease of the land under cultivation. It’s handled by local authorities, so contact your local agriculture office or village revenue officer for guidance.
Who Is Eligible Under PM Kisan Yojana?
To receive the 20th installment or any benefit under this scheme, farmers must meet the following eligibility criteria:
- Must be Indian citizens.
- Must be a landholding farmer family.
- Should own cultivable agricultural land.
- Land records should be updated and verified.
- Must complete e-KYC and bank account linking.
- The bank account must be Aadhaar-seeded.
Who Is Not Eligible?
The following categories are excluded from receiving PM-KISAN benefits:
- Institutional landholders.
- Farmer families holding constitutional positions.
- Government employees (except Class IV/multi-tasking staff).
- Pensioners with a monthly pension of over ₹10,000.
- Income Tax payers in the last assessment year.
- Professionals like doctors, engineers, lawyers, and chartered accountants practicing their profession.
Why e-KYC and Verification Are Critical
Many beneficiaries reported missed installments in the past due to incomplete KYC or outdated records. The government is now more stringent about verification to ensure transparency and stop duplicate or ineligible claims.
If your name appears in the beneficiary list but KYC is incomplete, the money will not be credited. This is why timely action is necessary.
How to Check PM Kisan Beneficiary Status
You can check your status by following these steps:
- Visit the official PM-KISAN portal: https://pmkisan.gov.in
- Click on ‘Beneficiary Status’.
- Enter your Aadhaar number, Account number, or Mobile number.
- Click Get Data.
- The status of your installment and payment history will be displayed.
Common Issues and Solutions
| Issue | Solution |
|---|---|
| Name mismatch with Aadhaar | Update name in either Aadhaar or bank records |
| Bank account not linked to Aadhaar | Visit bank branch and complete Aadhaar seeding |
| e-KYC not done | Complete KYC through the PM-Kisan portal |
| Land record not updated | Contact local revenue or agriculture department |
How the PM-KISAN Scheme Benefits Farmers
This initiative serves as a direct support system for India’s agricultural backbone. With ₹6,000 yearly assistance, farmers can:
- Buy seeds, fertilizers, and equipment.
- Manage seasonal expenses.
- Avoid dependence on high-interest loans.
- Plan for future crops more efficiently.
The scheme also plays a role in reducing rural distress and enhancing agricultural productivity by ensuring timely access to funds.Future of PM-KISAN
The government continues to evolve the scheme with better verification systems, integration with DigiLocker, and improved grievance redressal mechanisms. New updates, such as mobile app features and expanded eligibility for landless farmers (under discussion), are also likely to shape future versions of PM-KISAN.
Frequently Asked Questions (FAQs)
Q1. What is the amount of the 20th installment?
Ans. ₹2,000, as part of the annual ₹6,000 benefit under PM-KISAN.
Q2. When will the 20th installment be released?
Ans. It is expected by June 5, 2025, based on the usual release pattern.
Q3. What should I do if I haven’t received the last installment?
Ans. Check your beneficiary status on the official portal and ensure e-KYC and bank details are complete.
Q4. Is e-KYC mandatory for all?
Ans. Yes, e-KYC is mandatory. Without it, the payment will not be processed.
Q5. Can tenant farmers apply?
Ans. As of now, only landholding farmers are eligible. However, policy changes may occur in the future.
Final Word
The 20th installment of PM Kisan Samman Nidhi Yojana is not just a routine transaction—it’s a lifeline for millions of Indian farmers. If you are eligible, don’t miss out due to an incomplete form or outdated information. Complete your e-KYC, verify your land records, and ensure your bank account is linked properly.
For more updates, visit the official site: https://pmkisan.gov.in
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