In a move to provide financial stability and security to the working class, the Government of India has launched a pension scheme under the E-Shram Yojana. This initiative aims to support workers in the unorganized sector by providing them with a monthly pension of ₹3000 after they reach the age of 60. In addition to this pension, workers will also be able to benefit from various other government schemes designed to support their well-being. The best part is that the entire process of registration and card issuance can be completed online, making it accessible for workers without needing to leave their homes.
In this article, we will dive deeper into the E-Shram Card, its benefits, eligibility criteria, and the simple process to apply for it.
Summary Of E-Shram Card
| Category | Details |
|---|---|
| Scheme Name | E-Shram Yojana |
| Pension Amount | ₹3000 per month after age 60 |
| Eligibility | Workers aged 16-59 in the unorganized sector |
| Insurance Benefits | ₹2 lakh for accidental death, ₹1 lakh for partial disability |
| Application Process | Online via https://eshram.gov.in or offline at a CSC |
| Required Documents | Aadhaar Card, Bank Account details |
| Official Website | https://eshram.gov.in |
What is an E-Shram Card?
The E-Shram Card is an identity card issued by the government to workers in the unorganized sector. It serves as a unique digital identification for each worker, enabling them to access various government benefits. The card is part of the E-Shram Yojana, a government initiative aimed at providing social security to workers who are not covered by formal labor laws, such as those working in construction, delivery services, agriculture, and more.
Through the E-Shram Yojana, workers can receive a monthly pension once they turn 60 years old. Additionally, they are covered under government-backed insurance schemes that provide financial aid in case of accidents or other unfortunate events.
Eligibility Criteria for the E-Shram Card
The E-Shram Card is designed specifically for workers in the unorganized sector. Here’s a detailed look at who can apply:
- Age Limit: Applicants must be between 16 and 59 years old.
- Sector: The card is for workers in the unorganized sector, including:
- Ola-Uber drivers
- Amazon and Flipkart delivery workers
- Construction workers
- Domestic help
- Street vendors
- Agricultural laborers
- Other daily wage workers
The E-Shram Card is aimed at providing a safety net to these workers who do not typically have access to pension schemes or insurance coverage under formal employment.
Benefits of the E-Shram Card
The E-Shram Card offers several benefits that aim to improve the financial stability and security of workers in the unorganized sector:
₹3000 Monthly Pension
Under the PM Shram Yogi Mandhan Yojana, workers who register for the E-Shram Yojana will be eligible for a monthly pension of ₹3000 after they reach the age of 60. This pension can help provide a steady income to workers who may otherwise not have access to post-retirement benefits.
Insurance Benefits
- Accidental Death Insurance: ₹2 lakh coverage.
- Partial Disability Insurance: ₹1 lakh coverage.
This insurance coverage helps protect workers and their families in case of unfortunate accidents, ensuring that they are not left financially vulnerable.
Access to Government Welfare Schemes
The E-Shram Card allows workers to access various other government schemes aimed at improving their health, education, and social security. Workers can also benefit from future schemes announced by the government for the welfare of the unorganized sector.
How to Apply for an E-Shram Card
The process to apply for an E-Shram Card is simple and can be done both online and offline. However, applying online is more convenient and allows you to complete the process from home. Here’s how you can apply for an E-Shram Card online:
Step-by-Step Guide to Apply Online
- Visit the Official E-Shram Portal: Go to the official website of the E-Shram Yojana: https://eshram.gov.in.
- Click on “REGISTER on eShram”: On the homepage, you will find the “REGISTER on eShram” button. Click on it to begin the registration process.
- Enter Your Mobile Number: Provide the mobile number linked to your Aadhaar and enter the captcha code shown on the screen.
- Select EPFO/ESIC Membership: Answer YES or NO to indicate whether you are a member of EPFO (Employees’ Provident Fund Organization) or ESIC (Employees’ State Insurance Corporation).
- OTP Verification: An OTP will be sent to your mobile number. Enter the OTP and click Verify.
- Provide Personal and Address Details: Fill in your address and other personal details as required.
- Provide Skill and Work Information: Select your skills, type of business, and nature of work.
- Enter Bank Details: Provide your bank account number and IFSC code. This is necessary for the pension and other benefits.
- Self-Declaration: Read the terms and conditions, and provide your self-declaration that all the information provided is accurate.
- Submit and Complete Registration: Click on the Submit button. Once submitted, an OTP will be sent to your phone for verification.
- Download the E-Shram Card: After the verification process is completed, your E-Shram Card will be generated. You can then download and print your card.
Required Documents
To apply for the E-Shram Card, you will need the following documents:
- Aadhaar Card linked to your mobile number.
- Bank Account Number and IFSC code.
Offline Application Process for E-Shram Card
While the online process is more convenient, an offline process is also available for those who may not have access to the internet. In the offline process, applicants can visit the nearest Common Service Center (CSC) to get assistance with their application.
Frequently Asked Questions (FAQs)
Q1. Who can apply for the E-Shram Card?
- The E-Shram Card is designed for workers in the unorganized sector, such as drivers, delivery workers, street vendors, construction workers, and other daily wage workers between the ages of 16 and 59.
Q2. How much pension will I receive under the E-Shram Yojana?
- Once you turn 60, you will receive a monthly pension of ₹3000 under the PM Shram Yogi Mandhan Yojana.
Q3. What are the insurance benefits provided under the E-Shram Card?
- The E-Shram Card offers ₹2 lakh insurance in case of accidental death and ₹1 lakh insurance for partial disability.
Q4. Can I apply for the E-Shram Card if I am already a member of EPFO or ESIC?
- Yes, you can still apply for the E-Shram Card. During registration, you will need to answer whether you are a member of EPFO or ESIC.
Q5. What documents do I need to apply for the E-Shram Card?
- You need to have an Aadhaar Card linked to your mobile number and a bank account number with the IFSC code.
Q6. Can I apply for the E-Shram Card offline?
- Yes, you can apply for the E-Shram Card by visiting a Common Service Center (CSC) near you.
For more detailed information, visit the official site at E-Shram Portal.
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